Born in London on 17th June 1866, Annabeth was originally christened Hannah-Beth Charlotte Jodelle Elizabeth India Lucindra Levington by her parents Angela and Christopher Levington, who had a penchant for long names.
Though born into money and all the privileges that came with it, Annabeth was never allowed to enter or see any part of London - or England as a whole - that was considered by her parents to be below her station. As a result she always felt isolated, even by her parents, who treated her more like a commodity than their daughter - only ever acknowledging her existence when they needed something - in stark contrast to her older brother Michael whom they idolized. The only happiness she had in her life were the brief periods of solitude she got at the family stables, grooming and riding the horses her parents bred.
One night not long before her ninth birthday she found herself completely alone (her parents were at a function and Michael was visiting family out of town). Always far smarter than she let her parents believe, and far more stratigically minded, Annabeth took the opportunity to sneak out for what would be the first time and made her way into the city. What she saw there would change her life. Poor and destitute, sleeping on the streets and living off breadcrumbs and other peoples discarded food. Many of them smelling like they hadn't washed for some time. Rather than feeling disgusted, as her elders would be, she felt sad for them. After that she began taking what little food and/or money she could with her every time she was able to sneak out, vowing that one day she would find a better way to help them.
As Annabeth got older she discovered that Michael no more liked being the center of attention than she did being largely ignored. When she was twelve their mother had given birth to a third child; another girl. When it became clear that their new sister would be as unloved as Annabeth had been she and Michael took it upon themselves to provide that love.
By age 14, their mutual dislike of their situation had bought Annabeth and Michael much closer together than they had been before, and Michael had even taken to helping Annabeth to sneak out whenever their parents were at some function.
Two years later Michael was on route to some undisclosed destination when he was held up by highwaymen. When he refused to give up his money, they killed him on the spot. At the reading of Michael's will Christopher and Angela were surprised and angry when Annabeth was named as beneficiary of Michael's inheritance, which would be placed under the care of a friend Michael trusted deeply until Annabeth turned 18, who's name he would reveal only to Annabeth in a letter left to her in their secret place (A little cavelet they had found, which they had claimed as a hideout where they could talk away from their parents), while they got nothing.
When she learned the name of the entrustee she dispatched a letter to him, asking for a small sum of money as a fee for the lawyer with whom she was setting up her own will, in the event she should be sent to an early grave, in which she stipulated that the majority of her finances should be put toward setting up a shelter for the poor and homeless, save for £1,000 pounds, which would be left to her younger sister.
This led to Annabeth's parents treating her worse than ever. They hardly ever let her out of her sight, making it harder for her to sneak out, and giving her hardly any alone time down at the stables. But she simply held her head high and bore it all knowing that when she turned 18 she would receive the money her brother left her, along with the inheritance her parents owed her, and the respect she deserved.
Annabeth's 18th birthday soon came to pass. But while she received her inheritance her parents still refused to respect her. Furthermore they undermined her by announcing that she was to be married to the son of the Earl of Winchester. When she argued this decision she was told that the arrangements had already been made and they were to be married in the summer.
That night she packed a bag with some basic clothes and necessities, and hid it somewhere her parents wouldn't find it. The following day she altered her will, and entrusted her late brother's friend with the money that was now hers, along with the instructions she had originally placed in her will, and a letter for her sister, promising that she would one day return and take her away from the miserable life she had been born in to. She also made arrangements with one of the dock workers she had befriended to help secret her and her case to the docks, where she would take a ship to the new world.
Tragically this would turn out to be her first, and last voyage. Unbeknownst to crew and passengers alike the ship had a serious design flaw in the form of a weakened hull, which buckled under the pressure of the oceanic waters. The ship sank and, unable to break through the throng of panicked passengers, Annabeth went down with it and drowned. As she sunk into the depths she found herself surrounded by bright lights, and felt herself being lifted out of her body and out of the water. Next thing she knew, she was in the cavelet with a bunch of people in white robes, being told that she had been elevated to the status of Whitelighter, with all the powers, duties and privileges her new status bought her.
Unfortunately the experience surrounding her death left her with a psychological fear of water, despite the knowledge that since she is, for all intent and purpose, already dead and therefore cannot die again unless shot by a darklighter arrow. A fear that would rear it's ugly head a little over a quarter of a century later when one of her charges, stowed away on the Titanic, summoned her. Unaware of what she was orbing in to she became frozen in terror upon finding herself waist deep in water. It took the help of another whitelighter to get both Annabeth and her charge off the ship before it sank.
Over the centuries Annabeth has used variations of her birth-name and different pseudonyms to avoid revealing her true nature or having it revealed for her. And though she still has a fear of water and will try to avoid any lakes, oceans, seas or rivers where possible, she no longer freezes up when finding herself in such situation where any water deeper than that of a bathtub full is involved.
128 years after the voyage that cost Annabeth her life she has finally made it to the ships destination and, after learning that the Levington estate is now under the ownership of her sister's descendants, albeit in a new location, she has settled into her new home under the assumed name of Annabeth Jodelle Levington, a distant cousin of the current owners of her former home.